For players on version 1.46, this is a "solid" choice if you find the base economy too restrictive. It bridges the gap between a pure "infinite money" cheat and the standard slow-paced career mode. Just be careful with extremely high loan amounts, as very large values can occasionally cause game stability issues if they conflict with other economy mods. AI responses may include mistakes. Learn more Euro Truck Simulator 2 1.46: What's New? - Ftp

This mod fundamentally adjusts the game's economic balance, specifically targeting the Bank menu system:

: In the vanilla game, the maximum credit limit is typically €500,000. This mod significantly raises that ceiling, allowing you to take out multimillion-euro loans immediately.

: While some purists prefer the struggle, many users find this mod essential for testing out various customization options and interior accessories introduced in the 1.46 update.