: Covers third-party injury and property damage.

: Coverage for work-related illnesses or injuries.

: Specific coverage for vehicles used for business purposes.

: Founded in 2016 by a team of serial entrepreneurs who wanted to eliminate the frustration of slow quotes and "one-size-fits-all" coverage.

: They offer a wide range of commercial insurance including:

ERGO NEXT uses AI and machine learning to simplify the insurance process, often allowing business owners to get a quote and buy coverage in under 10 minutes.

: In late 2025, NEXT was acquired by Munich Re and integrated into their global ERGO Group network, leading to its current branding as ERGO NEXT. Core Services & Technology

: Protects against claims of professional mistakes or negligence.