What To Look For When Buying Home Insurance -

: This is the highest level of coverage. It covers both your home and belongings against all risks (except exclusions), offering broader protection than an HO-3.

: A more limited, "named perils" only policy. It only pays out for events explicitly listed in the contract. 2. Compare Replacement Cost vs. Actual Cash Value what to look for when buying home insurance

: Pays to replace your home or items with new ones at today's prices. : This is the highest level of coverage

Not all home insurance policies are the same. Most standard homes use one of these three forms: what to look for when buying home insurance