Want To Buy A House With No Money Down May 2026

💡 Strategies to Reach "Zero Down" (When You Don't Qualify for VA/USDA)

: Typically requires a minimum score of 640 . want to buy a house with no money down

: "Free money" that doesn't need to be repaid (e.g., Bank of America's Home Grant offers up to $7,500). 💡 Strategies to Reach "Zero Down" (When You

: While the down payment may be zero, you still need to plan for "earnest money" deposits, inspections, and appraisal fees. want to buy a house with no money down

: You can negotiate for the seller to pay your closing costs (typically 3%–5% of the loan amount), which significantly reduces your initial cash need.

: State and local agencies offer grants or forgivable loans to cover the 3%–3.5% required by FHA or conventional loans.