Want To Buy A Home -

Your monthly mortgage is only part of the story. Always budget for property taxes, homeowners insurance, and a "maintenance fund" for when things inevitably break (like a $6,000 roof or a new furnace).

Do not deplete all your savings for the down payment. You’ll need a cushion of at least 3 months of expenses for life after closing. Essential Step-by-Step Checklist House Hunting Checklist for Home Buyer Must-Haves (PDF) want to buy a home

Just because a bank says you can afford a certain amount doesn’t mean you should spend it all. Your monthly mortgage is only part of the story