: Agree on how to split monthly costs like the mortgage, taxes, utilities, and maintenance (e.g., 50/50 or proportional to income). 2. Choose the Right Title Structure
To help you move forward, do you have a specific in mind or a target budget ? Knowing your area can help determine which local property laws or first-time homebuyer programs might apply to you. What unmarried couples buying a house together need to know unmarried couples buying a house
How you hold the "title" determines legal ownership and what happens if one partner dies. : Agree on how to split monthly costs
: You cannot file taxes jointly. Only the person(s) on the mortgage can typically claim the mortgage interest deduction, and you may need to itemize to split it. and maintenance (e.g.