The average cost typically ranges from $1,800 to $3,500 per year.

To drive legally in Toronto, your policy must include four key components: Toronto Car Insurance - Get a Quote Today

Starting , Ontario will shift to a more flexible auto insurance model.

Toronto and the Greater Toronto Area (GTA) have some of the highest insurance rates in Ontario.

If you don't make changes, your policy will likely renew with your current level of coverage, though insurers must notify you of the option to opt out of certain benefits in writing. Required vs. Optional Coverage