Instead of trying to convert the card, use it for your regular Target purchases like groceries, toiletries, or household essentials. This frees up your own cash, which you can then use to buy a Visa Gift Card or use anywhere else.
You can always regift the original Target card to someone who shops there frequently. Buying Tips for Visa Cards at Target target gift card to buy visa
Visa gift cards at Target include an activation fee, typically starting at $4.00 , depending on the card's value. Accepted payment options - Help - Target Instead of trying to convert the card, use
This restriction is a standard security measure designed to prevent fraud and "looping" of funds. Target's point-of-sale systems are programmed to automatically block these transactions. Buying Tips for Visa Cards at Target Visa
Gift cards are often used in scams. Restricting "gift-card-for-gift-card" purchases makes it harder for scammers to convert stolen funds into untraceable cash equivalents.
Some platforms like GiftCard Granny or other third-party exchange sites allow you to sell your gift card for cash (usually for a percentage of its value).