: The business must be "small" by SBA size standards and operate for profit in the U.S..
: Generally up to 10 years for business acquisitions (up to 25 years if real estate is included). sba loan to buy a business
To qualify, both the buyer and the target business must meet certain standards: : The business must be "small" by SBA
: Typically as little as 10% of the total project cost. sba loan to buy a business
: The business must demonstrate enough historical profit to cover the new debt, often measured by a Debt Service Coverage Ratio (DSCR) of 1.15 or higher .
: Variable rates tied to the Prime rate plus a negotiated margin, subject to SBA-mandated caps. Core Eligibility Requirements