Savings Account ✭

The app scans the last 90 days of transactions to determine the "Burn Rate."

Users can toggle an "Extra Income" sensor. When a deposit 20% larger than a typical paycheck hits (like a bonus, tax refund, or Venmo reimbursement), the app prompts: "You just received a windfall! Move 30% to your 'Safety Net'?" savings account

Once the "Safety Net" is full, the app suggests opening a higher-yield Investment Bucket for any overflow. Business Value The app scans the last 90 days of

Encourages higher deposit volumes by capturing "hidden" liquidity that users would otherwise spend. or Venmo reimbursement)

Users are less likely to switch banks once they have a personalized, automated system tracking their financial security.