: The top 10 states contributed 82% of the total POS.
: The average ticket size grew by 23% Y-o-Y, with more than 55% of loans falling in the ₹20k–₹50k category. Market Share by Lender Type Salsen_2021-12.zip
: Loans worth ₹66,849 crore were disbursed in the October–December 2021 quarter, a 7% increase from the same period in 2020. : The top 10 states contributed 82% of the total POS
Based on the file naming convention, refers to the 12th Edition of the Microfinance (MFI) Pulse Report , a joint publication by SIDBI and Equifax that covers industry data for the period ending December 2021 . Microfinance Industry Summary (December 2021) Based on the file naming convention, refers to
: Banks reported the highest delinquency rates, exceeding the industry average for both 30+ and 90+ DPD buckets. Geographical Insights
: 17% market share (₹39,675 crore POS). NBFCs : 6% market share (₹16,337 crore POS). Not-for-Profit MFIs : 1% market share (₹2,260 crore POS). Risk and Delinquency Profiles