: The weighted average borrower rate rose by 25 basis points over June, driven by a higher volume of C-HR rated loans.

: Roughly 67% of July originations were rated AA-B.

: The median payment-to-income (PTI) ratio slightly increased to 5.21% , while the average loan size remained stable at $12,543 .

AI responses may include mistakes. For financial advice, consult a professional. Learn more Prosper Performance Update: July 2021

The highlights a period of increasing borrower rates and a shift in the loan rating mix following the implementation of a new credit risk scoring model. Key Portfolio Highlights