New Jersey Auto Insurance Quotes -

For 2026, and GEICO are the top-rated providers for New Jersey auto insurance, consistently offering the best balance of low rates and high customer satisfaction. New Jersey is a no-fault state with some of the highest premiums in the U.S., averaging roughly $219 to $271 per month for full coverage. Top-Rated Insurance Providers

: Standard policies typically require at least $15,000 in Personal Injury Protection.

: Budget-conscious drivers and young adults looking for low premiums. new jersey auto insurance quotes

“I have been switching between Progressive and Geico for the last few years. Progressive is increasing my insurance by 20% and strangely Geico's quote is almost double than Progresive.” Reddit · r/newjersey · 2 years ago

: Widely considered the best overall in NJ. For 2026, and GEICO are the top-rated providers

: Noted for having the best customer service scores in the Mid-Atlantic region.

: Frequently identified as the cheapest provider for most NJ driver profiles. : Budget-conscious drivers and young adults looking for

: Those who prefer working with a dedicated local agent. Estimated Monthly Quotes (2026 Averages) Coverage Type Average Monthly Rate Top Budget Option Minimum Coverage $118 – $236 GEICO (~$69) Full Coverage $257 – $303 GEICO/NJM (~$120-$137) Key New Jersey Requirements