Before you sign, ensure all the numbers match what you agreed upon verbally. Watch out for add-ons you didn't ask for, such as extended warranties or fabric protection plans.

Pay attention to visibility, seat comfort, cargo space, and how easy it is to install child safety seats if needed.

Apply for pre-approval at credit unions, local banks, and online lenders. They often offer better interest rates than dealership financing.

Do you need a fuel-efficient commuter car, a spacious SUV for a growing family, or a truck with towing capacity? Make a list of must-have features versus nice-to-have options.