How To Buy Medicare - Part A

Before you "buy," verify if you are already entitled to premium-free coverage.

If you are still working and covered by an employer's group health plan, you can wait to sign up without penalty until 8 months after the employment or coverage ends. 3. How to Apply

If you do not qualify for premium-free coverage, you can buy Part A. In 2026 , the monthly premium is either $311 or $565 , depending on your work history. how to buy medicare part a

Buying Medicare Part A involves determining if you qualify for premium-free coverage or if you must purchase it by paying a monthly premium. Most people receive Part A automatically at age 65 without a premium because they or their spouse paid Medicare taxes while working. 1. Determine Your Eligibility and Cost

You can apply during several specific windows to avoid late enrollment penalties. Before you "buy," verify if you are already

Medicare enrollment is handled by the , not the Medicare website directly. When can I sign up for Medicare?

If you buy Part A, you must also enroll in and pay for Medicare Part B . 2. When to Enroll How to Apply If you do not qualify

If you miss your IEP, you can sign up between January 1 and March 31 each year. Coverage typically starts the month after you sign up.