In 2026, the most frequent claims remain wind/hail (40.7%), water damage (27.6%), and fire (21.9%). ⚠️ 3 Things Your Policy Likely Doesn't Cover
Covers minor medical bills for guests injured at your home, regardless of fault. home insurance
Detached buildings like garages, fences, or sheds. In 2026, the most frequent claims remain wind/hail (40