A good Realtor is your advocate. They find listings, schedule viewings, and—most importantly—handle the intense negotiations. In many cases, their commission is paid by the seller, making their expertise free for you.
Before looking at listings, look at your bank account. You need to account for three main costs: guide to buying a home first time buyer
To help me tailor a more specific plan for you, could you tell me: What are you looking in? What is your target budget ? A good Realtor is your advocate
While 20% is the gold standard to avoid private mortgage insurance (PMI), many first-time programs allow for as little as 3% or 3.5% down. guide to buying a home first time buyer
I can then help you find specific first-time buyer programs or local market tips.