Government Housing Help To Buy Online

You must be a first-time buyer with a household income under £80,000 (£90,000 in London).

In 2026, government help for buying a home focuses on discounts, small deposits, and shared equity rather than the original "Help to Buy" loan, which has closed in most areas. 1. First Homes Scheme (England) government housing help to buy

Open to both first-time buyers and home-movers for properties up to £600,000. You must be a first-time buyer with a

You can buy a home for than its market value. 000 in London). In 2026

The discount stays with the property. When you sell, the next buyer must also be eligible and receive the same discount. 2. Freedom to Buy (Mortgage Guarantee Scheme)