If your credit score is currently , it falls into the "Very Poor" range (300-579).

: There is only one official website authorized by federal law to provide free credit reports from all three bureaus (Equifax, Experian, and TransUnion): AnnualCreditReport.com . 3. How to Get Your Reports Safely

Understanding Your Credit Score: From 360 to Financial Health

Many websites, like those associated with past marketing tactics for "FreeScore360," have been flagged by the FTC for deceptive practices.