Free Credit Score Government May 2026

You can currently get free weekly credit reports from the three major bureaus— Equifax , Experian , and TransUnion.

Instead, federal law guarantees you access to your , which are the data files used to calculate those scores. Here is how to get what you are legally entitled to without falling for "free" trial scams. The Only Official Source: AnnualCreditReport.com free credit score government

A common point of confusion is that your legally mandated free credit report typically include a credit score. Your report is the "ingredients," and the score is the "recipe" created by private companies like FICO or VantageScore. How to Get Your Actual Score for Free You can currently get free weekly credit reports

The Truth About "Government" Free Credit Scores You’ve likely seen the ads: "Check your free government credit score now!" But before you click, it is important to know that the federal government doesn’t actually have its own credit score website. The Only Official Source: AnnualCreditReport

Even though the government doesn’t provide the score directly, many reputable financial institutions do.

While many sites claim to be official, AnnualCreditReport.com is the website authorized by the federal government to provide the free credit reports you are entitled to by law.