Dc Home Buying Programs -

: Up to $202,000 for a down payment and a separate $4,000 for closing costs. Structure : A 0% interest, deferred loan.

: Must be a first-time homebuyer (no ownership in 3 years), a D.C. resident (priority given), and meet income limits based on household size. dc home buying programs

: No monthly payments are required. The balance is due only when the home is sold, refinanced for equity, or ceases to be a primary residence. : Up to $202,000 for a down payment

Washington, D.C. offers some of the most robust homebuyer assistance programs in the country, designed to make the District’s competitive market more accessible. Whether you are a first-time buyer, a local government employee, or just looking to reduce your closing costs, there is likely a program for you. resident (priority given), and meet income limits based

D.C. incentivizes its government employees to live within the District through targeted perks.

For those who exceed HPAP income limits or need a faster process, DC Open Doors is a highly accessible option through the D.C. Housing Finance Agency (DCHFA) .

: Generous limits—up to $275,400 as of 2026—calculated only on the borrower’s income, not the entire household.