Credit Score Needed To: Buy A Condo

No official minimum , though most lenders require a 620 . These are for veterans and active-duty service members.

Ask your Realtor if the condo is "warrantable." Non-warrantable condos often require a 20%+ down payment and a higher credit score. credit score needed to buy a condo

Your credit score doesn't just determine "yes" or "no"; it determines your . Credit Score Impact on Your Loan 740 - 850 No official minimum , though most lenders require a 620

Limited to FHA or specialized subprime loans; expect high rates and strict scrutiny of your finances. 🏗️ The "Condo Catch" Your credit score doesn't just determine "yes" or

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I can then provide specific or lender requirements for your area.

620 minimum. These are the most common for condos but often require the condo project to be "warrantable" (meeting specific financial health standards).