: Requires at least 12 months of on-time payments.
: You may need to request that the IRS subordinate its lien to the new mortgage, allowing the lender to take priority in the event of foreclosure. Scenario B: The Property Has a Tax Lien can i buy a house with a tax lien
: Requires at least three consecutive on-time payments. : Requires at least 12 months of on-time payments
: You can still qualify for certain loans if you are on an active, verified repayment plan. like Fannie Mae (FNMA)
: Most traditional lenders, like Fannie Mae (FNMA), require tax liens to be paid in full before closing.