Buying Life Insurance Policies -

Choosing the right type of policy is the most impactful decision in the buying process. :

: High-net-worth individuals for estate planning or those with lifelong dependents (e.g., children with special needs). buying life insurance policies

: If you die within the term (e.g., 20 or 30 years), your beneficiaries receive the death benefit. If you outlive the term, the policy ends with no value. Permanent (Whole/Universal) Life Insurance : Choosing the right type of policy is the