Buy Up Plan -

Before purchasing, review these factors to avoid coverage gaps:

: Premiums are significantly lower than buying a second standalone policy because the deductible reduces the insurer's risk. buy up plan

: Your primary insurance (e.g., an employer-provided plan) pays for the initial hospitalisation costs. Before purchasing, review these factors to avoid coverage

: You can pay the deductible amount out of your pocket or through your base health policy. Standard Top-Up vs. Super Top-Up buy up plan

: Just like base plans, these often have waiting periods (usually 2–4 years) for pre-existing conditions.

Buy-up plans operate based on a (or threshold limit). The plan only activates once your medical bills cross this specified amount.