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: Complete the Annual Credit Report Request Form and mail it to the Annual Credit Report Request Service at P.O. Box 105281, Atlanta, GA 30348-5281. Why This Number Matters: A Useful Story

: By calling the Annual Credit Report number , you could have spotted this error months earlier during a routine "financial physical". annual-credit-report-number

The is 1-877-322-8228 . This is the only toll-free number authorized by federal law to provide free credit reports from the three major bureaus: Equifax , Experian, and TransUnion. How to Use the Service : Complete the Annual Credit Report Request Form